Mortgage Insurance Calculator

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About Mortgage Insurance

Financial institutions are required by law to insure all mortgages with a loan to value ratio of less than 80%. This insurance protects the lender against borrower default.

Note: Provicial Sales Tax (8%) is applicable on mortgage insurance premiums, is due the date of closing, and is not rolled into a mortgage. Mortgage insurance premiums are exempt from the full Harmonized Sales Tax.


Mortgage Insurance Providers

CMHC

Canada Mortgage and Housing Corporation (CMHC) is Canada's national housing agency. Established as a government-owned corporation in 1946 to address Canada's post-war housing shortage, the agency has grown into a major national institution. CMHC is Canada's premier provider of mortgage loan insurance, mortgage-backed securities, housing policy and programs, and housing research. More about CMHC can be found at www.cmhc.ca

Genworth Financial

GE Mortgage Insurance Canada together, with its related affiliates, is the largest private sector mortgage insurance company in the world and the only private sector supplier of mortgage insurance in Canada. www.genworth.ca

About Us


Because of our Synergy. Our team is comprised of energetic, diversified individuals working together to provide customized, creative solutions to ensure our clients make the right real estate choices.

CMA Realty Ltd is a passionate and professional real estate boutique brokerage delivering results throughout Southwestern Ontario. We are the real estate brokerage Buyers, Sellers, Tenants and Landlords go to for all their commercial and residential real estate needs. Read More >>

CMA Realty Ltd

82 Weber Street E, Suite 201
Kitchener, ON N2H 1C7
Phone 519.578.0337
Email info@cmarealty.ca
About Us